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Class C funds are like Class B funds except that the back-end load is lower than found in Class B shares (typically around one percent) and is eliminated in a much shorter time, typically a year. However, their management and 12b-1 fees are higher than those of Class A shares. C shares tend to be used by investors who think they may need access to funds within three to four years.
Mutual Funds that have a "load," that is a charge associated with investing in the fund, are generally sold in three classes: A, B and C. They differ in the commission the broker is paid by the buyer for the sale, when it is paid, and the size and duration of annual fees taken by the fund company.
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